homesolutionsfinancial advisorsresource centercompany profilesupport

Premium financing is one of the most dynamic financial planning tools ever introduced and the variety of options available today is nothing like those originally employed in the first designs.

Financing arrangements have evolved - presenting unique opportunities and solutions. Insurative Premium Finance Massachusetts, Inc. (IPFM) has been designed to address the requirements and perspectives of three constituents: insureds, financial advisors and life insurance carriers. The interchange and interdependence of these parties is vital and the IPFM approach benefits each party - something many premium finance programs fail to do.


Learn more about our Loan Solutions here




next steps

Latest Developments

Introducing Our Latest Loan Option
Insurative Premium Finance Massachusetts, Inc. (“IPFM”) is continually developing life insurance premium financing options to assist your practice and provide clients competitive and innovative lending options. As one of the most experienced lenders in the industry IPFM has a proven track record of adapting to changing industry dynamics and market needs. Our latest loan option reflects the feedback of financial services professionals and valued clients. Read More

Art as Collateral? Is it possible?
Insurative Premium Finance Massachusetts, Inc. (IPFM) announces another possible collateral option for your high net worth clients. Read More

More Collateral Options More Opportunities
Insurative Premium Finance Massachusetts, Inc. (“IPFM”) is continually developing life insurance premium financing options to assist your practice and high net worth clientele.

Finally It Is Here
Commercial Accounts Receivable based financing has been available for some time, but did you know that many of these arrangements do not actually use Accounts Receivable, functionally, as collateral that can be leveraged? Learn More

What? Your Client’s Can Use Restricted or Controlled Stock as Collateral?

Interest Rate Caps and Refinancing...What a Combination

Explore the Opportunites of Refinancing

Is it Time to Hedge Against Rising Interest Rates?



Insurative Premium Finance Massachusetts, Inc. | | 888.300.0107

Insurative Premium Finance Massachusetts, Inc. (IPFM) is marketed exclusively in North America by Insurative Risk Solutions US, Inc.


This information is for the exclusive use of professional financial advisors. It is not approved for promotional purposes and should not be distributed to or relied upon by private clients. All information is subject to change and may be altered by Insurative Premium Finance Massachusetts, Inc. (“IPFM”) at any time. Only IPFM Originators are permitted to present IPFM information to retail clients and solicit life insurance sales that may utilize IPFM as a funding mechanism. IPFM proposals are generated upon request directly from IPFM or qualified distribution partners. All requests must be accompanied by a compliant sales illustration and the soliciting agent must hold the proper licenses, authorizations and applicable appointments prior to solicitation.

This document does not constitute an offer or a solicitation of any offer to make a loan by Insurative Premium Finance Massachusetts, Inc. (“IPFM”). In addition, this document may contain statements that are subject to known and unknown risks, uncertainties and other factors which may cause actual results, performance or achievements to be materially different from any future results, performance or achievement expressed or implied by this document and any related IPFM loan documents including but not limited to any loan summaries, briefs, guides, overviews, proposals, illustrations and summary of terms as some of these factors therein are difficult to predict accurately and are generally beyond IPFM’s control. You should consider all the areas of risk described in connection with any of the statements contained herein or in any other related loan documents and readers are cautioned not to place reliance on this document or any related loan document and the reader agrees to hold IPFM harmless for reliance therefrom, readers should carefully review this document in its entirety, including but not limited to, the risk factors and limitations described in this document and other related loan documents therein.

PRIVACY STATEMENT: Our privacy policies are intended to safeguard our customers’ confidential financial information and other non-public personal information in compliance with applicable federal, state and (Jersey) laws and regulations.  This Privacy Statement and PRIVACY NOTICE are provided to you as a part of our effort to inform you of our principles and practices regarding your confidential information. This Privacy Statement and the PRIVACY NOTICE are Federal Data Protection, Massachusetts Data Security Regulations and Data Protection (Jersey) Law 2005 compliant.  Personal data is processed and protected fairly and lawfully. We collect personal information when you request information about our products and services and or apply for our products and services. We keep and use this personal information to deal with your requests, manage your accounts and offer products and services. We respect the privacy and confidentiality of your information and will not disclose it to third parties without your consent  unless required by law.  You have the right to see information we have about you and have the right to get any information about you corrected. You have the right to limit information sharing and can Opt Out of information sharing by filing out and mailing in the Opt Out form included in our PRIVACY NOTICE. Please review our PRIVACY NOTICE for more details about our Privacy policies.